PRIVACY STATEMENT
This Privacy Policy (“Policy”) applies to the PayDaycashtree.com web site. It tells
users (“you” or “applicant”) of the web site and the services provided therein about
the information collected by PayDaycashtree.com and how PayDaycashtree.com uses
and shares this information. The PayDaycashtree.com web site is operated by Silicon
Interactive, LLC. All references below to PayDaycashtree.com or “we” include Silicon
Interactive, LLC.
Types of Information We Collect
PayDayCashTree.com collects both “personally identifiable information” and “non-personally
identifiable information” from or about users of its web sites.
Personally Identifiable Information
PayDayCashTree.com collects several types of information that may identify a particular
individual (“personally identifiable information”). We collect personally identifiable
information when you provide it to us through your use of the site, such as by completing
one or more stages of an application form to apply for a loan from a lender participating
in our lender network (“participating lenders”) or by sending questions to us via
the web site. The types of personally identifiable information we collect include:
name, physical address, telephone number, social security number, email address,
date of birth, driver’s license number and state, information about home ownership,
citizenship status, employment information, active military information, amount
and frequency of pay checks, and information about your banking account.
Non-Personally Identifiable Information
Non-personally identifiable information is anonymous information that cannot be
associated with a specific individual. The types of non-personally identifiable
information that we collect (either directly, through the use of “cookies,” or through
the use of a third party tracking system) include: the IP address of the computer
making the request; your browser type and language; access times; information about
areas of the site visited by users of the site; information about the links that
users may select to visit on the site. IP addresses are not usually associated with
your personal computer, but with a portal through which you accessed the Internet.
IP addresses are not linked to personally identifiable information. A “cookie” is
a piece of information a web site sends to your computer while you are viewing the
web site to remember who you are without personally identifying you. PayDayCashTree.com
may share this non-personally identifiable information only in summary form with
its suppliers and other third parties for the purpose of web site statistical and
trend analysis. This information is not linked to any personally identifiable information
that can identify an individual person.
Information Collected by Third Parties
We may allow third parties, including advertising partners and payday loan lenders,
to display advertisements on our site. These companies may use tracking technologies,
including cookies, to collect information about users of our site who view or interact
with these advertisements. PayDayCashTree.com does not provide personally identifiable
information to these third parties.
How We Use Personally-Identifiable Information
We use the personally-identifiable information you provide to us through this site
in order to deliver the products or services you have requested; provide you with
customer support; verify or review your application information to determine whether
it meets eligibility requirements for participating lenders; communicate with you
by email, postal mail, telephone, and/or mobile devices about products or services
that may be of interest to you either from us, our marketing partners, or other
third parties; display advertising tailored to your interests or background; perform
data and statistical analysis on use of the web site; enforce our terms and conditions,
and perform any other functions otherwise described to you at the time we collect
the information.
We may review and use your financial information and your social security number
to match you with participating lenders in our loan network or other third party
lenders with whom we have a business relationship. We may also review your financial
information and social security number to verify your identify and protect against
possible fraudulent transaction.
Sharing Your Personally-Identifiable Information
PayDayCashTree.com may share your personally-identifiable information (including,
without limitation, your financial account information and social security number)
with lenders participating in our lender network and other third party lenders with
whom we have a business relationship. These third party lenders may use your personally-identifiable
information to offer you a payday loan or to communicate with you about other business
or marketing offers. In addition, we may share your personally identifiable information
(including your financial account information and social security number) with unaffiliated
third party marketers and list managers with whom we have a business relationship.
Any third parties with whom we share personally-identifiable information may have
their own policies which describe how they use and disclose your information. Those
policies will govern the use, handling, and disclosure of your information once
we have transferred or shared it with those third parties as described in this Policy
or our Terms and Conditions..
PayDayCashTree.com will disclose your personally-identifiable information in response
to a subpoena or similar investigative demand, a court order, or a request for cooperation
from a law enforcement agency or other government agency; to establish or exercise
our legal rights; to defend against legal claims; or as otherwise required by law.
We will disclose your personally-identifiable information when we believe disclosure
is necessary to investigate, prevent, or take action regarding illegal activity,
suspected fraud or other wrongdoing; to protect and defend the rights, property,
or safety of our company, our employees, our web site users, or others; or to enforce
our website terms and conditions or other agreements or policies.
In addition, in the event that all or substantially all of PayDayCashTree.com’s
stock and/or assets are transferred or sold to another entity, PayDayCashTree.com
may transfer personally-identifiable information to the acquiring entity.
Links to Third Party Web Sites
We may provide links or automatically redirect you to third party web sites that
do not operate under this Policy. For example, if you click on an advertisement
presented on our site, you may be taken to a web site that PayDayCashTree.com does
not operate or control. You should review the privacy statements and terms of use
of all third party web sites you access. These third party web sites may independently
solicit and collect information from you. On occasion, those third party web sites
may provide us with information about your use of those sites.
Changes
PayDayCashTree.com’s policies, content, information, promotions, disclosures, disclaimers
and features may be revised, modified, updated, and/or supplemented at any time
and without prior notice at the sole and absolute discretion of PayDayCashTree.com.
Changes to this Policy will be posted on the PayDayCashTree.com web site and we
will revised the “last updated” date at the top of this policy. You should review
this Policy each time you access the web site. If we make any material changes in
the way we collect, use, and/or share personal information that may impact you,
we will notify you by sending an email to the email address you most recently provided
to (unless we do not have an email address for you) and/or by prominently posting
notice of the changes on this web site.
Children’s Privacy
Our web site is not intended for use by children under the age of 13. We do not
knowingly collect personally-identifiable information from children under the age
of 13.
Security
PayDayCashTree.com has put in place physical, procedural, and technological security
measures to help prevent unauthorized access to and improper use of the information
we collect online. For example, only authorized employees and authorized third parties
are permitted to access personally-identifiable information, and they may do so
only for permitted business functions. No web site or Internet network can be completely
secure. Although we take steps to secure your information, we do not guarantee,
and you should not expect, that your personal information, searches, or other communications
will always remain secure.
Accessing Your Personally-Identifiable Information
If you would like to review and/or request changes to the personally identifiable
information that we have collected about you through your use of the PayDayCashTree.com
web site, please contact us by writing or sending email to the addresses below.
Contact
PayDay Cash Tree
Princeton Forrestal Village
116 Village Blvd, Suite 200, Princeton,
New Jersey 08540,
United States
Phone: +1 856.204.8888
Fax: +1 732.783.0212
Email: Email us Here